Steven Ren is a mortgage agent in Centum Monest (Canada). He has 15 years of financial experience with a CPA and MBA from University of Ottawa. He is working with 10+ banks and other financial institutions such as Scotia, TD, Manulife, Home Trust.

Banks say NO, we say YES! Steven can help customers rejected by banks. New immigrants, international students, foreign visitors, self-employed all are welcome! We have solutions for insufficient down payment, low income and poor credit history.

Find lowest mortgage rates for you! Steven can find better mortgage rates through his working partners. Sometimes rates can be 0.2-0.4% lower than top banks!

Steven Ren是加拿大房屋贷款经纪，毕业于渥太华大学和南开大学，是加拿大CPA和MBA，拥有15年的金融财务经验，代理加拿大Scotia, TD, Industrial Alliance, Hometrust 等十多家银行及金融公司的房贷，成功得帮助了众多中国及加拿大客户取得了贷款！

利率更低！对于银行已经批准的客户，我们提供更低的优惠利率, 有时我们的利率比银行低0.2-0.4%替你节约成千上万的利息！

银行不批我们批！对于银行被拒，自雇人士， 收入/首付不足， 信用不佳的客户， 我们也有解决方案。目前银行最高贷款5倍X家庭年收入，我们可以贷到6倍以上X年收入；而且海外及租金收入也可以计算在内。新移民，工签/国际学生，外国人我们都能帮助！